Does ethical banking really exist? It’s certainly one of the ambitions of United Nations member states, who came together in 2015 to thrash out a set of 17 Sustainable Development Goals (SDGs), spanning numerous aspects of the world economy. A number of financial institutions have publicly declare ...

EFS

The old adage goes that the most valuable asset in your business is the people - your staff. This is true from the most senior executives to people on the ground floor. As Richard Branson, CEO of Virgin  said: “My philosophy has always been, if you can put staff first, your customer second and shar ...

EFS

It’s possible to create a collections process that is super-efficient in its infrastructure, process, and service while maintaining strict adherence to banking regulations. Where the collections process falls down, however, is when banks ignore these regulations, whether purposefully or because the ...

EFS

Building a business case for debt collection software isn’t all about facts and figures. Even if you recognise the indisputable benefits of collections software, your decision-makers’ perspectives are likely to be very different. Presentation, then, can be the difference between buy-in and bust. He ...

EFS

Saudi Arabia and the UAE are the most difficult countries in which to collect debts, according to new research – but they’re far from alone. China, Russia, Malaysia and South Africa also scored badly, appearing in the “severe” category for the complexity of debt collections. The difficulties in the ...

Saudi Arabia and the UAE are the most difficult countries in which to collect debts, according to new research – but they’re far from alone. China, Russia, Malaysia and South Africa also scored badly, appearing in the “severe” category for the complexity of debt collection. The difficulties in thes ...

EFS

The story Between bailouts, government collapses and populist revolt, it was easy to miss one of the more curious stories of the 2008 financial crisis. In Spain, debt collectors clothed in tailcoats and top hats (or disguised as clowns and matadors) became a common sight during the crisis. In a ti ...

EFS

The story Only a decade after the Great Recession, danger seems to be looming once again. In his parting shot before stepping down as Germany’s Minister of Finance, Wolfgang Schäuble warned that spiralling levels of global debt and liquidity present a big risk to the world economy. “Economists al ...

EFS

Old models are crumbling while new models, powered by emergent technology, are replacing them. Uber, Airbnb, Deliveroo – each provides a recognisable service in a new way. Financial Services are not immune. The UK’s Open Banking legislation came into force on January 13, 2018. This was the second p ...

The banking and finance sector is ablaze with chatbots. Bank of America, HSBC, Wells Fargo, Swedbank, Capital One – these are just a few examples of major banks that have (or are set to) release customer service chatbots. For banks, bots are a cost saving; for customers, they are a simple and insta ...

EXUS

London

Tower 42, 25 Old Broad Str.

EC2N 1PB London, UK

 

 

Get in Touch

EXUS provides specialized software solutions for financial institutions, banking, telecoms, utilities.
For more information about our products and services please contact:  info@exus.co.uk