There are forces at work aiming to reshape the banking sector, and retail banks need to choose whether they want to brace for impact or lead the charge. With 2018 winding to close and retail banking in a state of perpetual change, everyone's eyes are currently in 2019. According to Roberto Ferrari, ...

Between 2015 and 2016, World Bank figures reveal that the average proportion of all loans that are non-performing (NPLs) rose over half a per cent from 6.99% to 7.07%. According to Gartner, the cost of servicing a delinquent loan is now 15 times higher than the cost of servicing a performing loan. ...

EFS

Whilst APAC presents a potentially lucrative market for businesses and investors when it comes to debt collections, unfamiliarity with local legal systems and taxation – not to mention some antiquated collections practices – has led to some serious challenges. As a result, debt collection in the reg ...

It’s difficult to talk about the APAC region as a whole - it includes industrial giants like China, global financial centres like Hong Kong, and burdened economies struggling to handle their debt-to-GDP ratio. That said: three specific factors recur as concerns for debt collectors across the region: ...

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