Islamic banks are growing fast. They saw 17.6% annual growth in the past several years, as noted by professional services firm EY. But with growth comes challenges. EY identified three major challenges faced by Islamic banks as they transition from regional operations to truly global firms:  1. Su ...

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Portfolios have become more complex. With credit capacity limited, stronger regulations in effect and a rise in non-performing loans worldwide, today’s collectors need big-picture insights more than ever before. The many reasons why include: The ability to anticipate faster which loans will be lo ...

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Retail banking is undergoing reform. Close scrutiny and calls for regulatory compliance are shaking up the industry and revealing gaps in operational performance. That means banks need to remain on task and on target more than ever. Under Basel III, insight into debt recovery is a core indicator of ...

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Telecom consolidation is sweeping Europe. It’s causing concerns about competition and regulatory scrutiny. And there are more considerations than ever for telecoms navigating the changing landscape of collections and recovery. Within telecom companies, consolidation may strengthen business long-term ...

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Not all delinquent credit cases are created equal. National and institutional non-performing loans and accounts are complex—and troubled. Major European economies like Italy’s carry unprecedented debt on the books. Regulators are demanding more of organizations than ever. And private utility and te ...

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While much of the global economy is slowly recovering from the Great Recession of 2009 and its aftermath, the retail banking industry has in some ways seen things go from bad to worse. As economies flatlined, the public response was the rollout of more stringent regulations and comprehensive oversig ...

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The European utilities' industry is struggling to maintain profitability in the face of shifting public policy and the rise of affordable alternative energy sources. As a result, utility companies are now under intense pressure to improve their bottom lines. A natural complement to demand generation ...

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Telecoms face a tough uphill battle. Mergers are sweeping the industry, tougher regulatory pressures are slashing profits, and lingering effects of the credit crunch aren’t just affecting banks. While telecoms struggle to find new markets, acquire more customers and cut costs, they may miss one ave ...

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Collections and recovery (C&R) is changing. Gone are the days when a simple phone call or touchpoint were enough to collect. Now, customers and clients are multi-channel and often have multiple debt obligations. They generate more, and more sophisticated, data than ever that impacts the risk on ...

Any company with customers is more than a seller of products or services. It’s in the relationship business. Collections and recovery are no different. Real people are behind every loan and delinquent debt. Part of your job is to understand their situations and help them get their financial lives b ...

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EXUS provides specialized software solutions for financial institutions, banking, telecoms, utilities.
For more information about our products and services please contact:  info@exus.co.uk