EXUS Early Warning System is a fully integrated component of EFS, the suite that manages credit risk along the whole lifecycle of accounts. However, it can also be integrated with 3rd party debt collection software solutions as well as operate stand-alone.
It supports both retail and business portfolios, multiple data sources either internal or external (e.g. credit bureaus). It exploits both electronic information (e.g. credit line changes) as well as expert knowledge from key personnel (e.g. branches’ RMs).
It supports both hierarchical and rule based prediction models, and manages warning categories / watch lists as well as treatment of watch-listed customers.
In addition to standard operational reporting for monitoring watch-lists, the EXUS Early Warning System
provides efficiency improving reports, including explanatory power of signals, predictive power of signals, etc.